| I | amortize |
| you | amortize |
| he/she/it | amortizes |
| we | amortize |
| you | amortize |
| they | amortize |
| I | have amortized |
| you | have amortized |
| he/she/it | has amortized |
| we | have amortized |
| you | have amortized |
| they | have amortized |
| I | amortized |
| you | amortized |
| he/she/it | amortized |
| we | amortized |
| you | amortized |
| they | amortized |
| I | had amortized |
| you | had amortized |
| he/she/it | had amortized |
| we | had amortized |
| you | had amortized |
| they | had amortized |
| I | will amortize |
| you | will amortize |
| he/she/it | will amortize |
| we | will amortize |
| you | will amortize |
| they | will amortize |
| I | will have amortized |
| you | will have amortized |
| he/she/it | will have amortized |
| we | will have amortized |
| you | will have amortized |
| they | will have amortized |
| I | am amortizing |
| you | are amortizing |
| he/she/it | is amortizing |
| we | are amortizing |
| you | are amortizing |
| they | are amortizing |
| I | have been amortizing |
| you | have been amortizing |
| he/she/it | has been amortizing |
| we | have been amortizing |
| you | have been amortizing |
| they | have been amortizing |
| I | was amortizing |
| you | were amortizing |
| he/she/it | was amortizing |
| we | were amortizing |
| you | were amortizing |
| they | were amortizing |
| I | had been amortizing |
| you | had been amortizing |
| he/she/it | had been amortizing |
| we | had been amortizing |
| you | had been amortizing |
| they | had been amortizing |
| I | will be amortizing |
| you | will be amortizing |
| he/she/it | will be amortizing |
| we | will be amortizing |
| you | will be amortizing |
| they | will be amortizing |
| I | will have been amortizing |
| you | will have been amortizing |
| he/she/it | will have been amortizing |
| we | will have been amortizing |
| you | will have been amortizing |
| they | will have been amortizing |
| I | would amortize |
| you | would amortize |
| he/she/it | would amortize |
| we | would amortize |
| you | would amortize |
| they | would amortize |
| I | would have amortized |
| you | would have amortized |
| he/she/it | would have amortized |
| we | would have amortized |
| you | would have amortized |
| they | would have amortized |
| I | would be amortizing |
| you | would be amortizing |
| he/she/it | would be amortizing |
| we | would be amortizing |
| you | would be amortizing |
| they | would be amortizing |
| I | would have been amortizing |
| you | would have been amortizing |
| he/she/it | would have been amortizing |
| we | would have been amortizing |
| you | would have been amortizing |
| they | would have been amortizing |
| You | amortize |
| we | Let's amortize |
| You | amortize |